Looking for the best fund manager in New Zealand? 

Congrats, you found us. 

We were named Morningstar New Zealand Overall Fund Manager of the Year 2025 because we put your goals first, and back them with rigorous research and trusted investment expertise. So whether you’re building for tomorrow or thinking longer-term, your money’s in award-winning hands with Harbour.


Whatever your investment goals, let’s get there together — because your financial matters, matter to us. 

Morningstar Awards 2025©. Morningstar, Inc. All Rights Reserved. Awarded to Harbour Asset Management for Overall Fund Manager of the Year, New Zealand. 

Managed Funds

Managed funds are an increasingly popular investment option. They resemble KiwiSaver, however there are no special restrictions on the age you can access your money and withdraw it.

Multi asset funds are a whole portfolio in one fund, containing a balance of different asset classes (like bonds, cash, stocks and property).

Harbour offers two multi-asset funds, each designed to suit a different risk profile. Investors can pick one, or mix the two to suit.

They both pay a regular distribution each month, providing investors with an income. 

Harbour Income Fund

  • Low to medium risk profile
  • Pays a regular monthly distribution
  • Fees: 0.63% pa*
  • Approx 30% growth assets, 70% income assets
  • Objective: To exceed the Official Cash Rate (OCR) plus 3.5% pa over rolling 3-year periods
Click to see more details

Harbour Balanced Growth Fund

  • Medium risk profile
  • Pays a regular monthly distribution
  • Fees: 0.98% pa*
  • Approx 70% growth assets, 30% income assets
  • Objective: To exceed the Official Cash Rate (OCR) plus 5% over rolling 5-year periods.
Click to see more details

*See the Product Disclosure Statement – Multi-Asset and Global Funds for more details. Harbour Asset Management Limited (Harbour) is the manager and issuer of the Harbour Investment Funds. A copy of the Product Disclosure Statement is available on our Investor Documents page.  

All Harbour Investment Funds are portfolio investment entities (PIEs), which means you'll pay tax on any investment income from the fund at your prescribed investor rate (PIR), rather than your personal income tax rate. For more information on this, please see the Inland Revenue website or contact your tax adviser.

How to invest

There are three ways you can invest in Harbour Funds, depending on the size of your investment and your appetite for personalised financial advice.

See more