Disclaimer

Harbour Website Disclaimer

Important Information

Harbour Asset Management Limited is the issuer and manager of the Harbour Investment Funds. Investors must receive and should read carefully the Product Disclosure Statement, available at www.harbourasset.co.nz.We are required to publish quarterly Fund updates showing returns and total fees during the previous year, also available at www.harbourasset.co.nz

Harbour Asset Management Limited also manages wholesale unit trusts. To invest as a Wholesale Investor, investors must fit the criteria as set out in the Financial Markets Conduct Act 2013.

Use of website

By accessing this site, you agree to be bound by the following conditions of use. If you do not agree, or if the stipulation below prohibits you from accessing and using the site, you must not continue to access or use the site.  Harbour requires users to request permission to link to this website.

 

Jurisdiction

With the exception of the information relating to the European Investor Solution, the information on this website is designed and intended for use in New Zealand only and by New Zealand Residents only.  Harbour does have an investor solution for European investors and the information on the website relating to the European Investor Solution is designed and intended for use by European resident investors only.  Other than this offering for European investors, the information and services available on or through this site does not constitute an offer or solicitation to offer financial products or conduct investment business outside of New Zealand.

Information not Advice

The information provided on this website is not intended to constitute advice to any person.  To the extent that any such information, analysis, opinion or view constitutes advice, it does not take into account any person’s particular financial situation or goals and, accordingly, does not constitute personalised advice under the Financial Advisers Act 2008.

The information, analysis, opinions and views on this website, or in any material available through the website, do not constitute advice of a legal, accounting, tax or other nature to any person.  Reference to taxation or the impact of taxation does not constitute tax advice. The rules on and bases of taxation can change. The value of any tax relief will depend on individual circumstances.

You should consult your tax adviser in order to understand the impact of investment decisions on your tax position.

No guarantee

Neither Harbour nor any other person guarantees repayment of any capital or payment of any returns on capital invested in the investments referred to on the website.

Past performance is not indicative of future results and no representation or warranty, express or implied, is made by Harbour regarding future performance.

Please be aware that where an investment is denominated in a foreign currency, changes in rates of exchange may have an adverse effect on the value, price or income of the investment.

Data, Information and Services

Any data and information on this site is provided in good faith and has been obtained from sources which Harbour believes to be reliable and accurate but its accuracy and completeness is not guaranteed and Harbour makes no representations and gives no warranties that the information is free from errors or omissions. Harbour is not responsible for the accuracy of the information contained on the website provided by third parties or for any delays, interruptions or errors in the provision of such data, information or services. The data and information on the website is provided “as is” and is subject to change without notice.

Please be aware that certain data and/or information on, or accessible through, this website or certain services available through this website, may become unavailable at any time without notice.  Transmission of information or the provision of services may be subject to arbitrary delays beyond our control.

Any sites linked to this website are not under the control of Harbour.  Harbour is not responsible for and makes no representations, warranties or conditions concerning the contents of any linked website or any link contained in a linked website. The inclusion of any link on this website is provided as a convenience only and does not imply endorsement, investigation or verification by Harbour of the linked site.

To the fullest extent permitted by law, no liability or responsibility is accepted by Harbour for any loss or damage arising out of the use of or reliance on the information or services provided on or through this website including without limitation, any loss of profit or any other damage, direct or consequential. Information is subject to change without notice. Harbour is not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of the website or the services made available through the website.

You bear all risk from any use or results of using any information on, or services provided through, this website and it is your responsibility to verify all information before making final decisions or commitments.

Information collection and use

We automatically collect some information and metrics from website users, in order to optimise and improve the website design and content for users. This information is not linked to anything that identifies who you are.  In other words, your session will be logged, but you remain anonymous to us.

Harbour is committed to ensuring the privacy of your information. All personal information you supply to us through our website research subscription signup form is recorded for use in research distribution and communications. You have the right to unsubscribe to these emails at any time. You have the right to ask to see any information Harbour holds about you.  If you believe the information is wrong, you may ask that it be corrected. To request information about yourself, please contact us on 04 460 8300 or contactus@harbourasset.co.nz.

 Copyright

Certain data and information accessible on or available through this site is the intellectual property of Harbour or the relevant news and information services providers or other third parties that provide such data and information to the relevant service provider, or to Harbour. The data and information is protected by copyright and other intellectual property laws and all ownership rights remain with the information service provider or the third party or Harbour (as the case may be).  Copying and distribution of any of the contents of this site is strictly forbidden.

Third Party Disclaimers

FundSource disclaimer

Note: Fund Manager of the Year Awards are announced by FundSource, the investment strategy and research company. These awards should not be read as a recommendation by FundSource. For further advice on the relevance of this award to your personal situation consult your authorised financial adviser, or visit www.fundsource.co.nz.

S&P Dow Jones Indices LLC disclaimer

The S&P/ NZX Portfolio Index, S&P/ NZX 50 Index, S&P/NZX A-Grade Corporate Bond Index, S&P/NZX NZ Government Bond Index and NZX New Zealand Gross Returns 90 Day Bank Bills index(es) (“Index”) is a product of S&P Dow Jones Indices LLC and/or its affiliates and has been licensed for use by Harbour Asset Management.  Copyright © 2015 S&P Dow Jones Indices LLC, a subsidiary of McGraw Hill Financial Inc., and/or its affiliates. All rights reserved. Redistribution, reproduction and/or photocopying in whole or in part are prohibited without written permission of S&P Dow Jones Indices LLC. For more information on any of S&P Dow Jones Indices LLC’s indices please visit www.spdji.com.  S&P® is a registered trademark of Standard & Poor’s Financial Services LLC and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC. Neither S&P Dow Jones Indices LLC, Dow Jones Trademark Holdings LLC, their affiliates nor their third party licensors make any representation or warranty, express or implied, as to the ability of any index to accurately represent the asset class or market sector that it purports to represent and neither S&P Dow Jones Indices LLC, Dow Jones Trademark Holdings LLC, their affiliates nor their third party licensors shall have any liability for any errors, omissions, or interruptions of any index or the data included therein.

Morningstar disclaimer

©2016 Morningstar, Inc. All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice or ‘class service’ has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. Refer to our Financial Services Guide (FSG) for more information at www.morningstar.com.au/s/fsg.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Our publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Ltd ACN 004 523 782 (“ASXO”).